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Severe Weather Slows Pending Home Sales

When a contract to buy a house is signed, the sale is considered pending until the mortgage process plays out and the deal is closed. Because there are usually a few weeks in between the time an offer is accepted and the sale is finalized, pending sales are a good indicator of where existing-home
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Mortgage Rates Jump But Buyers Stay Active

According to the Mortgage Bankers Association's Weekly Applications Survey, average mortgage rates increased last week across all loan categories, including 30-year fixed-rate mortgages with both conforming and jumbo balances, loans backed by the Federal Housing Administration, and 15-year
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Economic Optimism Drives Demand For Homes

A new survey from the National Association of Realtors shows Americans are optimistic about their economic situation and increasingly think now is a good time to buy or sell a home. The quarterly survey found a spike in both the number of current renters who think now is a good time to buy a house
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Mortgage Lenders Say Credit Is Easier To Get

Whether or not you qualify for a loan depends, in some part, to how available mortgage credit is at the time. If lending standards are tight, you may have a harder time obtaining a mortgage than you would during another time when standards are looser. For example, following the housing crash,
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What's An Uneven Market Mean For Buyers?

Since the housing crash and financial crisis, a slow and steady recovery has taken place. Home prices, for example, have been rising now for a few years and, in some markets, have surpassed their previous peaks. But though there has been progress, there is an unevenness about the recovery. For
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Today's Home Buyer Is More Market Savvy

One result of the housing crash is that American home buyers are now more savvy about the housing market. In addition to finding a house they love, they are also concerned with market fluctuations and whether or not they are buying at the right time. In fact, a recent survey from Value Insured shows
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